Madison Avenue Insurance Group

Luxury Home Insurance

Madison Avenue Insurance Group provides concierge-level service and custom-tailored policy options to protect your property, wealth, and legacy.

We have experienced account managers that work for your benefit with confidentiality.

Coverage for homes, people and things all over the world.

A Summary of Home Coverages Available *

Guaranteed Replacement Cost

Loss of Living coverage is unlimited while your repairs are being made

Equipment Breakdown is included for HVAC, pool pump, A/C, refrigerator compressors and electrical systems

Building Ordinance Coverage is at full policy limits

Back up of Sewers or Drains is at full policy limits

Cyber Coverage for identity theft, hacking, cyber-crime or cyber harassment.

Cyber extortion and ransomware attacks for protection against threats to release your personal information or destruction of your personal network.

Jewelry coverage includes on site security assessment and valuation reviews. Includes coverage for borrow pieces. No appraisals needed for pieces under $100,000

Wine Collection coverage for wine collections due to theft, fire, electrical failure or breakage. No appraisals needed for bottles under $50k and you have automatic coverage for new bottles purchased for 25% of your existing coverage for the first 90 days.

Art Collection coverage comes with on- and off-site risk assessment to help with disaster planning, infrared assessments, environmental exposures and security controls. Specialists have degrees in art and collectibles and many with prior gallery experience.  No appraisals needed for pieces under $250,000.

Flood Insurance limits up to $15MM

Travel Medical Coverage providing 24/7 access to medical and travel assistance services whether you are traveling for business or pleasure.  In house team of doctors and nurses experienced in medical evacuation, emergency care and communication of critical information.

*Coverage options for homes with replacement cost values of $1MM or more. See policy for coverage details.