Hospitality & Hotel Insurance
Hotels have a broad scope of risks and people to protect.
Your property itself, its guests, employees as well as the business’s income and future income. You also work to ensure a safe and pleasant environment for leisure and business.
Madison Avenue Insurance Group offers coverage options to fit the needs of your hotel. We not only understand property and liability exposures associated with running all forms of hospitality businesses but are successful in meeting the coverage requirements of most franchises.
Insurance Coverage Offerings
- Liability Limits from $1 Million to $20 million to match franchise requirements
- Assault and Battery Coverage
- Liquor Liability
- Restaurant & Bar Exposures
- Special Events
- Caterers
- Commercial Auto- Shuttle Van’s and Valet Services
- Hospitality Specific Package Coverage’s
- Hospitality Cyber Liability
- Earthquake Flood Insurance
- Employee & Customer Discrimination Coverage
- Fitness Centers & Health Spas
- Commercial Umbrella Liability
- Loss of Business Income
Premium Financing Available
Liability insurance covers claims made against your business by someone who has experienced or claimed to have experienced bodily injury or property damage. It can also provide coverage for injuries sustained from your product, claims for libel, slander or defamation, and claims filed by your employees or other 3rd-parties.
Insurance coverage includes legal and defense costs.
Employers & Customer Discrimination Coverage
First party Employers Practices Liability coverage protects you from discrimination, harassment or wrongful rental/eviction type claims brought on by your employees.
Third party Employers Practices Liability coverage protects you from claims brought by your customers, vendors or suppliers.
Coverage includes can include legal costs which can add up quickly.
Loss of Income Coverage covers the loss of income due to damage to a company’s physical property. While property insurance covers physical damage, business income coverage pays for lost revenue during the restoration period. Coverage includes costs to relocate while repairs are being made.